Therapy cost estimator: what your child’s therapy may cost
Enter your therapist’s fee and how many sessions you expect this year. See the yearly cost, and what an NDIS plan or Medicare may cover.
Your answers stay in this tab. NDIS price limits and Medicare benefits checked .
Your estimate
An estimate from the figures you entered. Your provider, the NDIA and Services Australia confirm what is actually charged, paid or rebated.
The figures this uses
NDIS price limits per hour (agency-managed and plan-managed plans)
| Therapy | Standard | Remote | Very remote |
|---|---|---|---|
| Speech pathology | $193.99 | $271.59 | $290.99 |
| Occupational therapy | $193.99 | $271.59 | $290.99 |
| Psychology | $252.99 | $354.19 | $379.49 |
| Physiotherapy | $183.99 | $257.59 | $275.99 |
The same limits apply to these professionals in early childhood supports. Self-managed plans aren’t bound by the price limits, but every session still comes out of the plan’s budget.
Medicare
- GP chronic condition management plan: up to 5 allied health sessions a calendar year in total, $63.40 back for each session of at least 20 minutes.
- Autism, other complex neurodevelopmental disorders or eligible disability (under 25): up to 20 treatment sessions in a lifetime, in courses of up to 10, after an assessment by a paediatrician, psychiatrist or GP. $89.50 back for speech pathology, OT or physio and $101.55 for psychology, for sessions of at least 30 minutes.
- Better Access mental health plan: up to 10 individual psychology sessions a calendar year, $101.55 back for a session of 50 minutes or more with a registered psychologist.
Private health insurance extras may also pay part of a session. Cover differs by fund and policy, so ask your fund.
Official sources
Checked against these pages on .
- NDIS: Pricing arrangements (pricing schedule 2026-27)
- MBS Online: item 10970, chronic condition management (speech pathology)
- MBS Online: item 82020, complex neurodevelopmental disorder and disability (speech pathology)
- MBS Online: item 82015, complex neurodevelopmental disorder and disability (psychology)
- MBS Online: item 80110, Better Access (psychologist, 50 minutes or more)
This is general information to help you plan, not financial, NDIS or health advice, and not a recommendation for any therapy. Services Australia and the NDIA make every decision, and providers set their own fees, so check with them before you rely on an estimate.